:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#122031;background:#f7fbfd}*{box-sizing:border-box}body{margin:0;background:linear-gradient(180deg,#f4fbff 0,#fff 420px);color:#122031}a{color:#0879b9;text-decoration:none}a:hover{text-decoration:underline}.site-header,main,footer{max-width:1180px;margin:auto;padding:22px}.site-header{display:flex;justify-content:space-between;align-items:center;gap:24px}.site-header nav,footer nav{display:flex;gap:18px;flex-wrap:wrap}.brand{font-size:25px;font-weight:900;color:#0d2a3a;letter-spacing:-.04em}.brand span{color:#0c8f77}.hero{display:grid;grid-template-columns:1.3fr .7fr;gap:34px;align-items:center;padding:72px 0 54px}.hero h1{font-size:clamp(44px,7vw,78px);line-height:.98;letter-spacing:-.055em;margin:.15em 0}.hero p,.lead{font-size:19px;line-height:1.7;color:#526876}.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:850;color:#0c8f77}.hero-card,.card,.side-card,.verdict-box,.list-box,.tool-card,.callout{background:#fff;border:1px solid #dbe7ec;border-radius:18px;box-shadow:0 10px 30px #163a4a0d}.hero-card{padding:28px}.hero-card strong{font-size:24px}.section{padding:34px 0}.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:22px}.section-head h2{font-size:36px;letter-spacing:-.03em;margin:.15em 0}.section-head p{max-width:620px;color:#60727d;line-height:1.65}.grid,.category-grid,.index-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card,.tool-card{padding:23px}.card h3,.tool-card h3{font-size:21px;margin:.4em 0}.card p,.tool-card p{color:#60727d;line-height:1.55}.category-chip{display:block;padding:18px;background:#eaf7f4;border:1px solid #cae7df;border-radius:14px;font-weight:800;color:#145a50}.button{display:inline-flex;padding:12px 17px;border-radius:11px;background:#0d806f;color:#fff;font-weight:800}.article-hero,.index-hero{max-width:850px;padding:50px 0 28px}.article-hero h1,.index-hero h1{font-size:clamp(38px,6vw,64px);line-height:1.03;letter-spacing:-.045em;margin:.15em 0}.article-shell{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:28px}.prose{min-width:0}.prose p,.prose li{font-size:17px;line-height:1.8;color:#435866}.prose h2{margin-top:42px;font-size:30px;letter-spacing:-.025em}.verdict-box,.list-box,.side-card,.callout{padding:20px}.verdict-box{border-left:5px solid #0c8f77;margin-bottom:18px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:16px}.side-card{margin-bottom:16px}.side-card h3{margin-top:0}.side-card a{display:block;padding:8px 0;border-bottom:1px solid #edf2f4}.merchant-list a{display:flex;justify-content:space-between}.breadcrumb{font-size:13px;color:#75868f;padding-top:16px}.source-note{margin-top:34px;padding-top:20px;border-top:1px solid #dfe8ec}.tool-shell{max-width:900px}.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.tool-card label{display:block;font-size:13px;font-weight:800;margin-bottom:6px}.tool-card input,.tool-card select{width:100%;padding:12px;border:1px solid #cfdce2;border-radius:10px;font:inherit}.tool-result{margin-top:18px;padding:18px;border-radius:14px;background:#eaf7f4}.trust-band{margin:20px -22px;background:#0d2a3a;color:#fff;padding:34px 22px}.trust-band .inner{max-width:1180px;margin:auto;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.trust-band p{color:#c9d8de;line-height:1.6}footer{margin-top:70px;border-top:1px solid #dce8ed;display:flex;justify-content:space-between;gap:35px;align-items:flex-start;color:#60727d}footer p{max-width:420px}.mini-stat{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}.mini-stat div{background:#eff8fa;border-radius:12px;padding:14px}.mini-stat span{display:block;font-size:12px;color:#6d7e88}.mini-stat b{display:block;margin-top:4px}.callout{margin-top:30px;background:#f0f9f6}@media(max-width:850px){.hero,.article-shell{grid-template-columns:1fr}.grid,.category-grid,.index-list{grid-template-columns:repeat(2,1fr)}.trust-band .inner{grid-template-columns:1fr}.side-card{margin-bottom:12px}}@media(max-width:620px){.site-header{align-items:flex-start;flex-direction:column}.grid,.category-grid,.index-list,.two-col,.tool-grid{grid-template-columns:1fr}.section-head,footer{flex-direction:column;align-items:flex-start}.hero{padding-top:38px}.site-header nav{gap:12px}.article-hero h1{font-size:40px}}
